Melt the jar of lotus in the microwave (Imp. Remember to remove the foil seal before microwaving.) for about 40 seconds, stir and then pour over the Chex. Mix to coat well.
Melt the jar of marshmallow fluff in the microwave for about 40 seconds, stir and then pour over the coated Chex. Mix to coat well.
Melt the chocolate chips, and coat the Chex. Mix well.
Freeze the coated Chex for at least half an hour.
Remove from freezer, break up into pieces and divide within resealable bags for convenient grabbing. Store in the refrigerator or freezer.